Shield360 · Insurance
Shielding Life. Securing Legacies.
When life hits hard, we’re already there.
Group and personal protection — health, term, and life — with cashless claims that move in hours, not weeks. One shield for the team you lead and the family you love.
Health & safety benefits your team will actually love
Group cover, built around how your company actually works.
Group health and accident cover for your whole team, backed by a dedicated HR dashboard and a relationship manager who actually picks up the phone.
Talk to Us About Group CoverWhat's Included
- ✓Group health & accident cover from day one
- ✓Maternity & day-care benefits
- ✓One dashboard for HR to manage the whole team
- ✓Dedicated relationship manager
- ✓Quick endorsements as your team grows
Your policy, right in your pocket
No fine print, no confusion — just your cover, on your phone.
Every employee gets a digital health card, a nearest-cashless-hospital finder, real-time claim tracking, and free teleconsults — all from one app.
See the Employee AppWhat's Included
- ✓Digital health cards for every employee
- ✓Nearest cashless hospital finder
- ✓Real-time claim status tracking
- ✓Free teleconsultations
- ✓Coverage explained in plain English
Bulletproofing your lifestyle
Cover matched to your family, not a one-size-fits-all policy.
Family floater health cover, high-value term life, critical illness and super top-up plans — matched to your actual needs by an advisor, never sold to you.
Talk to an AdvisorWhat's Included
- ✓Family floater health cover
- ✓High-value term life insurance
- ✓Critical illness & super top-up plans
- ✓Section 80D tax benefits (₹25k–₹1L)
- ✓Advisor-matched, never sales-pushed
Corporate Insurance
Protect the business your team depends on.
Beyond health and life cover, Business Protection Insurance shields the property and cash flow your company runs on, so a single setback never becomes a crisis.
Business Protection Insurance
- ✓Factory Insurance
- ✓Showroom Insurance
- ✓Warehouse Insurance
- ✓Invoice Discounting
Compare Cover
Find the right fit — for a company or a family.
Starter | Growth Most popular | Enterprise | |
|---|---|---|---|
| Team size | Up to 50 people | 50–250 people | 250+ people |
| Group health sum insured | ₹3–5L | ₹5–10L | ₹10L+ |
| Group term life | Basic cover | Enhanced cover | Custom cover |
| Personal accident cover | |||
| Maternity & newborn | |||
| HR dashboard | |||
| Employee app | |||
| Dedicated relationship manager | Business hours | 24×7 | |
| Cashless hospitals | 10,000+ | 10,000+ | 10,000+ |
| Get quote | Get quote | Talk to us |
Plan names and values are illustrative starting points — your actual cover is matched to your team size or family needs. Cashless discharge timelines follow IRDAI’s 2024 Master Circular.
0hrs
Cashless discharge
No one should wait at the billing desk.
Under IRDAI’s 2024 rules, insurers must clear cashless pre-authorisation within 1 hour and discharge within 3 hours — or cover the delay cost themselves. In 2025, ~87% of approvals landed inside an hour and 97% of discharges inside three.
Source: IRDAI Master Circular on Health Insurance Business, 2024. Timelines are regulatory requirements, not guarantees of individual claim outcomes.
Ready When You Are
Let’s close the gap before life finds it.
Whether it’s a 200-person team or your own family, we’ll map the risks and match the right plans — with a real human, not a sales script.
Get a Free Shield360 Review