Shielding Life. Securing Legacies.
Complete Group Insurance — With an IT Dashboard for HR.
From Policy Management to cashless claim intimation in 2 minutes — Shield360 makes employee insurance frictionless for HR heads and genuinely useful for employees.
Employee Covers
What's included in a Shield360 corporate package
| Cover type | Sum insured | Key feature |
|---|---|---|
| Group health insurance | ₹2–10L/employee | Floater or individual, cashless at 10,000+ hospitals |
| Group personal accident | 5–10× salary | 24/7 coverage, disability, accidental death |
| Group term life | 5–10× salary | Clean term, no medical for groups above 25 |
| Top-up health | ₹10–50L | Super top-up over base corporate cover |
| OPD / wellness | ₹5,000–25,000/yr | Teleconsultation, preventive health, pharmacy |
Beyond Employee Cover
General & commercial covers
| Cover type | Best for |
|---|---|
| Factory / commercial property | Fire, burglary, machinery breakdown |
| Marine and transit | Goods in transit, import/export |
| Fleet vehicle insurance | Company vehicles, commercial fleet |
| Professional indemnity | Errors & omissions for service firms |
| D&O insurance | Director liability, board decisions |
HR Platform
Built for HR & Employees
Employee management
- Add / remove employees from group cover
- Bulk employee upload via Excel or CSV
- Mid-term endorsements — joiner, leaver, change
- Dependent additions — spouse, children, parents
Claims & analytics
- Real-time claims status dashboard
- Claim trend reports — by department, diagnosis
- High-cost claim alerts and pre-auth tracking
- Annual health spend per employee analytics
Employee app (iOS + Android)
- Digital policy card — always in their pocket
- Cashless claim intimation — 2 minutes
- Hospital network search by city / specialty
- Claim status tracker + settlement notification
- Teleconsultation access