Shield360 · Corporate & Group
Group Health, Term, and Accident Cover — built for companies.
One group policy, three kinds of protection: health that covers the whole family, term life sized to income, and personal accident cover that pays out fast. Onboarded in days, run through a single HR dashboard.
Three Covers, One Policy
What group cover actually includes.
Group Health Cover
A shared floater sum insured across your team, with day-care procedures, maternity and newborn cover, and reduced waiting periods for pre-existing conditions compared to retail health plans. Dependants — spouse, children, and optionally parents — can be added at the company's discretion.
Group Term Life
A multiple of each employee's CTC (typically 1x–5x, configurable by band or designation) paid out to the nominee on death, with guaranteed issuance up to a free cover limit — no individual medicals required below that threshold.
Group Personal Accident
Lump-sum payout on accidental death or permanent disability, plus a weekly income benefit during temporary total disability — cover that keeps working even when an employee physically can't.
Set up in days, not quarters
Premium is based on headcount and the cover band you pick — not individual underwriting.
We map your team's age profile and designation bands to a per-employee premium, run a bulk enrolment through the HR dashboard, and issue a single consolidated invoice. As your team grows or shrinks, endorsements (adding or removing members) are processed and pro-rated without re-underwriting the whole policy.
Get a Group QuoteOnboarding, Step by Step
- ✓Share headcount, age bands & designations
- ✓We size cover & quote per-employee premium
- ✓Bulk enrolment via the HR dashboard
- ✓One consolidated invoice for the company
- ✓Ongoing endorsements as headcount changes
Claims Support for HR
Your HR team isn’t the claims department.
When an employee raises a claim, our team — not yours — chases the TPA, tracks the pre-authorisation, and pushes for cashless discharge. HR gets visibility without owning the follow-up: every claim across the company shows up in one place, with status and escalation handled by a dedicated relationship manager.
Escalations that stall — a delayed pre-auth, a disputed line item — go straight to that relationship manager instead of sitting in a generic support queue.
See the HR admin dashboard in detailWhere to go next
- HR admin dashboard →
Enrolled member management, claims oversight, endorsements & utilization reports.
- Employee app →
What your team sees: digital health cards, claim tracking, teleconsults.
- Compare corporate plans →
Starter, Growth, and Enterprise cover, side by side.
Ready When You Are
Give your team cover that actually gets used.
Tell us your headcount and we’ll come back with a group health, term, and accident quote — sized to your team, not a template.
Talk to Us About Group Cover